Get a $500 structured settlement advance
within 24 hours when selling your settlement.*

    Cash advance for structured settlements

    Want a cash advance to make things a little easier when selling your structured settlement payment rights? Want to understand how cash advances work? You’re in the right place.

    What is a settlement cash advance?

    When someone seeks to sell their structured settlement or annuity, the purchasing company can authorize that some of the money is released to the them up front. This amount will be later be deducted from the lump sum after the purchase is finalized.

    Why would someone consider asking for a settlement advance?

    Some people request settlement advances to help pay for their bills and financial responsibilities before their settlement funds arrive.

    Do companies charge interest or financing fees for settlement advances?

    Generally, no. We certainly do not charge interest or financing fees. Additionally, most structured settlement buyers will not charge any additional fees or interest for an advance. If you contact a company whose primary business is issuing loans, the likelihood that your cash advance comes with high, even outrageous fees, is increased.

    If you are selling your structured settlement payment rights, avoid any “offers” that include you paying fees out of pocket. Visit to learn more about scams requiring upfront fees.

    Advance fee warning and overview.

    What’s the maximum amount of cash someone can expect to receive as a settlement advance?

    The amount of an advance depends on various factors such as the size and duration of the customer’s payment schedule.

    What are some advantages of securing cash against the sale of a structured settlement or annuity? Why not apply for a loan or traditional cash advance instead?

    As mentioned above, an advance against an annuity or structured settlement usually does not incur additional fees or financing charges. After the purchase of the annuity or structured settlement is finalized, the company will recoup the amount of the advance from the lump sum. With a traditional loan or cash advance, companies will usually charge customers extremely high interest rates and fees. Also, those companies will withdraw what they are owed directly from the borrower’s bank account on a set date, regardless of borrower’s financial situation. Additionally, aggressive collection tactics are common for these lenders if the borrower defaults on the loan.

    last updated: July 30, 2021

     Our structured settlement company provides cash advances.

    Have questions about your structured settlement annuity? We’re a call away. We’re proud to offer kind, friendly, helpful service.