Structured
Settlements Companies

What is a Structured Settlement Buyer?

A structured settlement buyer is a company that provides cash up front to people with structured settlements in exchange for rights to future payments. These factoring companies normally buy future payments rights from structured settlements and annuity holders

Who Buys Structured Settlements?

Many companies, including Paymaster.co, buy structured settlements. While there are fewer factoring companies in this market than two or three years ago, a majority of them are listed below.

Structured Settlement Rates

Factoring companies often charge 9% to 18% percent of the value of future payments when working with someone selling the settlement payment rights. This money is used to cover their operating costs, risk that stems from the annuity contract, and turn a profit.

The Process When Working With Payment Buyers

• Contact a purchasing company They will work with you to gather the necessary information about your structured settlement,
• Receive a quote After receiving the details of your structured settlement, you will receive you a quote to buy your structured settlement payment rights,
• Make a decision After considering our quote, if you decide to move forward with us, you would sign a contract and we would begin the process. Also, if you request a cash advance with your sale, you would receive it at this point.
• Attend a hearing In most states, the sale request will have to be approved by a court. You will need to attend the hearing and explain your decision to sell the structured settlement and demonstrate that you and your family won’t be in financial trouble because of the sale. If approved by the court, the approved transaction order would be forwarded to the insurance company.
• Get a lump sum You will receive your funds.

The Best Structured Settlement Companies

1. Paymaster.co           Rating: 9.8 888-999-8606
2. Mutual of Omaha    Rating: 9.7
3. Annuity.org               Rating: 9.6
4. Logan Settlement    Rating: 9.6
5. Fairfield Funding      Rating: 9.3

 

The best structured settlement companies are those that provide the services that they promise. Meaningful company ratings do not exist because the companies that provide them are either buyers or stand to earn money from companies that buy payment rights.

We’ve compiled both a list of firms and their contact information that may be the most comprehensive list of settlement buyers on the web. We even rated some of them. Guess what? Paymaster.co is the rated at the top of the list because we are biased. Are we the best? We try to be. Is number two on our list better than number three? Maybe. They provide helpful information on their website. A lot of companies can provide a lump sum of cash. Humbly we’d love to have a chance to discuss what we can do for you.

Inclusion on this list is not an endorsement of any firm. Rating numbers or lack of ratings do not indicate anything negative. Given that every situation is unique, it will be up to you to decide which company is the best for you. There are a number of factors that you may consider. Here are a few that are probably important:

• Your Offer How do the terms the company offers you compare with terms offered by others?
• Customer Service How does the company treat you? With friendliness, patience, and understanding?
• Red Flags Do you have any reason to question or doubt the financial standing of the company?

Structured Settlement Buyers

PAYMASTER.CO

Phone: Call 1-888-999-8606
Website: https://paymaster.co
6230 Wilshire Blvd,
Suite 1795
Los Angeles, CA 90048

ANNUITY.ORG

189 S. Orange Ave,
Suite 1600
Orlando, FL 32801
Email: webmaster@annuity.org
Website: https://www.annuity.org

DRB CAPITAL LLC

1625 S Congress Ave,
Suite 200
Delray Beach, Florida
Phone: 888-981-8703
866-356-4610
Website: drbcapital.com

FAIRFIELD FUNDING

Phone: 855-296-0985
Fax: 888-857-4156
Email: info@fairfieldfunding.com
Website: fairfieldfunding.com

J.G. WENTWORTH

Phone: (866) 930-6480
Email: information@jgwentworth.com
Website: jgwentworth.com
201 King of Prussia Road,
Suite 501
Radnor, PA 19087

LIIBERTY SETTLEMENT FUNDING

Phone: (855) 643-0333
(855) 285-4158
Email: info@libertysf.com
Website: libertysettlementfunding.com
1855 Griffin Road
Suite B354
Dania Beach, FL 33004

CBC SETTLEMENT FUNDING

181 Washington Street,
Suite 375
Conshohocken, PA 19428
Phone: 800-843-9020
Email: info@cbcsettlementfunding.com
Website: cbcsettlementfunding.com

AMERICAN EQUITY FUNDING

7005 Alma Highway
Van Buren, Arkansas 72956
Phone: 800-874-2389
479-632-0851
Email: aefinc@americanequityfunding.com
Website: americanequityfunding.com

ANNUITY TRANSFERS, LTD.

1800 Preston Park Blvd.
Suite 115
Plano, TX 75093
Phone: 972-952-0260
888-638-0900
972-510-8288
Website: annuitytransfers.com

CLIENT FIRST SETTLEMENT FUNDING LLC

301 Yamato Rd #3200
Boca Raton, Florida 33431
Phone: (888) 594-1195
Website: clientfirstfunding.com

CROWFLY

Email: info@crowfly.com
Website: crowfly.com
Phone: 833-276-9359

FIRST STRUCTURED SETTLEMENT

Phone: 888-404-4242

FORTUNE SETTLEMENT SOLUTIONS

Phone: 833-736-7886
Email: info@fortunesettlements.com
Website: fortunesettlements.com

GLOFIN FUNDING

Phone: 888-667-1991
Fax: 888-317-0260
Email: info@glofin.com
Website: glofin.com

6905 Northcross, Dr
Suite 300
Huntersville, NC 28078

MAINSTREET FUNDING

Phone: 404-855-3330
Toll free: 877-919-8003
Website: mainstreetsettlement.com
197 West Crogan Street
Lawrenceville, GA 30046

NOVATION SETTLEMENT SOLUTIONS

Phone: 888-979-3740
Website: novationsettlementsolutions.com
1641 Worthington Road,
Suite 410
West Palm Beach, FL 33409

RSL FUNDING

Phone: 800-543-6513
Website: rslfunding.com
1980 Post Oak Blvd, Ste 1975
Houston, TX 77056

SENECAONE

Phone: 800.513.1394
301-913-9131
Email: inquiries@senecaone.com
Website: senecaone.com

Corporate Headquarters
7920 Norfolk Ave.
Suite #300
Bethesda, MD 20814

Florida Office
105 South Narcissus Avenue,
Suite 710
West Palm Beach, FL 33401

SETTLEMENT CAPITAL CORP.

Phone: 800-959-0018
Email: info@setcap.com
Website: settle4cash.com
14755 Preston Rd.,
Ste. 610
Dallas, TX 75254

STONE STREET CAPITAL, LLC

Phone: 301 951 8900
Email: info@stonestreet.com
Website: stonestreet.com
7316 Wisconsin Avenue
Fifth Floor
Bethesda, MD 20814

STRATEGIC CAPITAL

Phone: 866.256.0088
Email: info@StrategicCapital.com
Website: strategiccapital.com
575 Madison Ave
Ste 1006
New York, NY 10022-2511

Companies That Buy Lottery Winnings

PAYMASTER.CO

Phone: Call 1-888-999-8606

Paymaster.co buys lottery payments from people who want or need a lump sum cash payment upfront instead of regular payments from an annuity. Please feel encouraged contacting our team to discuss the details.

PEACHTREE FINANCIAL SOLUTIONS

1200 Morris Drive
Chesterbrook, PA 19087
Website: peachtreefinancial.com

J.G. WENTWORTH

201 King of Prussia Road,
Suite 501
Radnor, PA 19087
Website: jgwentworth.com

Structured Settlement Annuity Companies

MUTUAL OF OMAHA INSURANCE COMPANY

Phone: 402-342-7600
800-931-9210
Website: mutualofomaha.com
3300 Mutual of Omaha Plaza
Omaha, NE 68175

Mutual of Omaha Insurance Company was founded in 1909 and is headquartered in Omaha, NE. The company is a full-service, multi-line provider of insurance and financial service products throughout the United States. The annuity solutions to both individuals and groups include: Income annuities (Ultra-Income, Income Access, Deferred Income ProtectorSM, Income Annuity with Premium Return); Deferred annuities (Bonus Flexible Annuity, Ultra-Secure® Plus); Structured Settlements; Group Annuities (Pension Guard®, Retirement Annuity Solutions®, Corporate Annuity Solutions®, Solutions for Gift Annuity Programs®, IRAdvantage Plus®).

Mutual of Omaha Insurance Company has an A+ BBB Rating.

PACIFIC LIFE INSURANCE COMPANY

Phone: (800) 800-7646
(800) 722-4448
Email: info@pacificlife.com
Website: pacificlife.com
P.O. Box 9000
Newport Beach, CA 92658-9030

Headquartered in Newport Beach, CA and offering insurance since 1868, Pacific Life provides a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans. Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. The products and services offered by the company for individuals include Annuities, Life Insurance, Mutual Funds, and products for businesses are Life Insurance, Pension Risk Transfer, Real Estate Investments, and Structured Settlements.

Pacific Life has an A+ BBB Rating.

PRUDENTIAL FINANCIAL, INC.

Phone: 888-778-2888
Website: prudential.com
Prudential Annuities
P.O. Box 7960
Philadelphia, PA 19176

Prudential Financial is one of the world’s largest financial services institutions. Founded in 1875 and headquartered in Newark, NJ, for over 140 years Prudential Financial has helped people grow and protect their wealth. They offer individual and institutional clients a wide array of financial products and services, including Life Insurance, Annuities, Mutual Funds, Group Insurance, Retirement Services, Investment Management, and other financial services to help solve today’s financial challenges. Competitors include New York Life, Metropolitan Life, and American General.

UBS FINANCIAL SERVICES INC.

Phone: 877-827-8001
Website: ubs.com
1285 Avenue of the Americas, 16th Floor
New York,
New York 10019

With a 150-year history and a network of offices in over 50 countries on 5 continents, UBS has extensive experience managing the wealth of high net worth and ultra high net worth individuals. UBS offers a wide range of annuity products from some of the most established and well-respected insurance companies in the U.S.

Structured Settlement Brokers

ALLIANT INSURANCE SERVICES, INC.

Phone: 312-595-6200
Email: john.harney@alliant.com
Website: alliant.com
321 North Clark Street
Suite 1200
Chicago, IL 60654

AMETROS FINANCIAL

Phone: 877 905 7322
Email: referral@careassistsystem.com
Website: ametroscards.com
P.O. Box 827
Burlington, MA 01803

ARCADIA SETTLEMENTS GROUP, INC.

Phone: 800-354-4098 (Corporate Office)
303-337-0400 (Local)
Email: info@teamarcadia.com
Website: teamarcadia.com
5613 DTC Parkway,
Suite 700
Greenwood Village, Colorado 80111

ATLAS SETTLEMENT GROUP, INC.

Phone: 404-926-4160
Email: Cjoyner@atlassettlements.com
Website: atlassettlements.com
3565 Piedmont Road NE
Building 1, Suite 525
Atlanta, GA 30305

BRADFORD SETTLEMENT COMPANY

Phone: 404.851.1772
Toll Free: 866.851.1772
Email: cbradford@bradfordsettlement.com
Website: bradfordsettlement.com
6000 Lake Forrest Drive
Suite 280
Atlanta, GA 30328

BRANT HICKEY & ASSOCIATES

Phone: 412.356.1001
Toll free: 800.364.6488
Email: dhickey@branthickey.com
Website: branthickey.com
1810 Mt. Nebo Road
Sewickley, PA 15143

CAPITAL PLANNING, INC.

Phone: 952.541.9464
Toll-free: 800.328.3862
Email: info@capitalplanninginc.com
Website: capitalplanninginc.com
2051 Killebrew Drive
Suite #640
Bloomington, MN 55425

CHRONOVO, INC.

Phone: 844 600 6686
Email: info@chronovo.com
Website: chronovo.com
78 Blanchard Road, Suite 206
Burlington, MA 01803

CORNERSTONE SETTLEMENT SERVICES, LLC

Phone: 901-766-0166
Email: info@cornerstonesettlements.com
Website: cornerstonesettlements.com
5575 Poplar Avenue
Suite 617
Memphis, TN 38119

CREATIVE CAPITAL INC.

Phone: 732.249.8669
Toll free: 800.327.9224
Email: info@creative-capital.com
Website: creative-capital.com
1200 Tices Lane,
Ste. 102
East Brunswick, NJ 08816

DELTA SETTLEMENTS

Phone: (904) 598-1110
Email: michael@deltasettlements.com
Website: deltasettlements.com
135 West Bay Street, Suite 500
Jacksonville, FL 32202

FORGE CONSULTING LLC

Phone: 706-856-2535
Toll free: 866-683-6743
Email: sphillips@forgeconsulting.com
Website: forgeconsulting.com
11 Depot Street
Hartwell, Georgia 30643

BLACK, HOLCOMB, SMITH & ASSOCIATES, INC.

Phone: (954) 630-2400
​Toll-free: (888) 395-8772
Email: cbeauregard@bhsinc.cc
Website: bhsinc.cc
2888 East Oakland Park Boulevard
Fort Lauderdale, Florida 33306

JAMES E. LOGAN & ASSOCIATES

Phone: (248) 865-3900
Toll Free: (800) 753-7544
Email: clogan@logansettlements.com
Website: logansettlements.com
27750 Middlebelt Road
Suite 100
Farmington Hills, MI 48334

JCR SETTLEMENTS, LLC (FORMERLY GUARDIAN SETTLEMENTS, LLC)

Phone: (800) 661-7075
Email: website@jcrsettlements.com
Website: jcrsettlements.com
10105 E. Via Linda
Suite 103
Scottsdale, Arizona 85258

JMW SETTLEMENTS LLC

Phone: 800 544-5533
202 463-1990
Email: info@settlemaster.com
Website: jmwsettlements.com
1725 DeSales Street, NW
Ste 801
Washington, D.C. 20036

KAAS SETTLEMENT CONSULTING

Toll-Free:(800) 354-2258
Email: info@tracikaas.com
Website: tracikaas.com

20341 SW Birch Street
Suite 310
Newport Beach, CA 92660

THE MCNAY GROUP

Phone: 859-626-3600
800-676-2629
Email: office@mcnay.com
Website: mcnay.com
2220 Nicholasville Road
Suite 110-321
Lexington, KY 40503

NFP STRUCTURED SETTLEMENTS

Phone: (800) 845-2969
Email: NFPSSInfo@nfp.com
Website: nfpstructures.com
5415 Lake Howell Road #180
Winter Park, FL 32792

PAT FARBER’S STRUCTURED SETTLEMENT

Phone: 949-833-3910
949-355-4726
Toll Free: 800.734.3910
Email: pat@patfarber.com
Website: patrickfarber.com
1851 E 1st St,
Ste 1625
Santa Ana, CA

THE PENSION COMPANY, INC.

Phone: (800) 523-4074
Email: info@tpc-ss.com
Website: thepensioncompany.com
2200 Renaissance Boulevard
3rd floor
King of Prussia, PA 19406

RINGLER ASSOCIATES INC.

Phone: (949) 296-9000
(603) 719-1021
Email: dtwolpert@ringlerassociates.com
Website: ringlerassociates.com
27422 Aliso Creek Road,
Suite 200
Aliso Viejo, CA 92656

SAGE SETTLEMENT CONSULTING

Phone: (855) 288-7243
Website: sagesettlements.com
11044 Research Blvd.
Suite D-230
Austin, TX 78759

STRATEGIC PLANNERS, INC.

Phone: 800-727-3885
Website: settlementplanners.com
8841 Williamson Dr.
Ste. 30
Elk Grove, CA 95624

STRUCTURES, INC.

Phone: 844.689.3020
Email: info@structures.com
Website: structures.com
3060 Peachtree Rd., Suite 1150
Atlanta, GA 30305

SUMMIT STRUCTURED SETTLEMENTS

Phone: 515.987.6888
Email: info@summitsettlements.com
Website: http://summitsettlements.com
755 S.E. Frontier,
Suite 101
Waukee, IA 50263

4STRUCTURES.COM

Phone: (203)325-8640
(203) 561-6560
Toll-free: (888) 325-8640
Email: jdarer@4structures.com
Website: 4structures.com
43 Harbor Drive, Unit 309
Stamford, Connecticut 06902

Settlement Loan Companies

ABSOLUTE LEGAL FUNDING

(888) 696-6449 New York
(631) 339-1713 Long Island
info@absolutelegalfunding.com
absolutelegalfunding.com
2100 Middle Country Road
Centereach, NY 11720
BBB Rating: N/A

ALLIANCE CLAIM FUNDING, LLC

(212) 847-9565
(888) 374-2822
info@caseloan.com
info@allianceclaimfunding.com
allianceclaimfunding.com
1180 Ave of the Americas, Eighth Floor
New York, NY 10036
BBB Rating: A+

AMERICAN LEGAL FUNDING, LLC

(480) 515-3698
americanlegalfunding.com
17700 N. Pacesetter Way #104
Scottsdale, AZ 85255
BBB Rating: A+

BLACK DIAMOND FUNDING

(954) 520-9248
daniel@blackdiamondfunding.com
blackdiamondfunding.com
8201 Peters Road Suite 1000
Plantation, Florida 33324
BBB Rating: N/A

CASH IN YOUR CASE, LLC

(800) 526-8098
info@cashinyourcase.com
cashinyourcase.com
1400 Old Country Road, Suite 414
Westbury, NY 11590
BBB Rating: N/A

CASH4CASES INC.

(212) 684-1060
jlb@cash4cases.com
cash4cases.com
228 Park Ave South
New York, NY 10003
BBB Rating: N/A

CRASH KING FUNDING LLC

(203) 515-1175
crashkingfunding.com
304 Main Ave #354
Norwalk, CT 06851

FUND CAPITAL AMERICA

(310) 424-5176
info@fundcapitalamerica.com
fundcapitalamerica.com
714 W. Olympic Blvd 710
Los Angeles, CA 90015
BBB Rating: N/A

GREAT BAY CAPITAL INC

(843) 324-6848
info@greatbaycapital.com
greatbaycapital.com
26 Flagship Lane
Hilton Head Island, SC 29926
BBB Rating: N/A

LAW CASH

(718) 875-0605
gmerola@lawcash.net
lawcash.net
26 Court Street
Suite 1104
Brooklyn, New York 11242
BBB Rating: A

LAWCAPITAL ENTERPRISES, LLC

(360) 694-0330
lawcapital.com
7642 NE Hazel Dell Avenue
Vancouver, WA 98665
BBB Rating: A+

LAW STREET CAPITAL

Phone: 888-557-1637
Email: info@lawstreetcapital.com
Website: lawstreetcapital.com

OASIS FINANCIAL

Phone: 877.333.6675
Email: info@oasisfinancial.com
Website: oasisfinancial.com
9525 W. Bryn Mawr Ave, Suite 900
Rosemont, IL 60018

last updated: Jan 22, 2023