Settlements Companies

Sell your settlement and get $500
within 24 hours.*

Selling settlement payment rights? Our company will buy them.

  • Reach out to us and speak with one of our friendly representatives. They will work with you to gather the necessary information about your structured settlement.
  • After receiving the details of your structured settlement, we will send you a quote to buy your structured settlement.
  • After considering our quote, if you decide to move forward with us, you would sign a contract and we would begin the process. Also, if you request a cash advance with your sale, you would receive it at this point.
  • In most states, the sale request will have to be approved by a court. You will need to attend the hearing and explain your decision to sell the structured settlement and demonstrate that you and your family won’t be in financial trouble because of the sale. If approved by the court, the approved transaction order would be forwarded to the insurance company.
  • You will receive your full payment.

Analyzing structured settlement companies

We’ve compiled both a list of firms that distribute settlement payments and a list of brokers you can approach if you want to sell your settlement payments for a lump sum. Inclusion on this list is not an endorsement of any firm.

Which settlement company is the best overall? Which structured settlement company is the best in the secondary market? Which company is the best for you. While there may not be a definitive answer, there are a number of factors that you may consider:

  1. How do the terms the company offers you compare with terms offered by others?
  2. How does the company treat you? With friendliness, patience, and understanding?
  3. Do you have any reason to question or doubt the financial standing of the company?

Structured Settlement Companies:
Companies That Buy Structured Settlements


Phone: Call 1-888-999-8606
6230 Wilshire Blvd,
Suite 1795
Los Angeles, CA 90048 buys income streams, including structured settlements and annuities from people trying to sell them. We aim to treat everyone with respect and allow for informed decisions, while paying a fair price. We welcome you to compare anyone else’s offer to ours.


189 S. Orange Ave,
Suite 1600
Orlando, FL 32801

Florida based targets both annuity and structured settlement owners with articles aimed at addressing their questions.


Phone: 972-952-0260
1800 Preston Park Blvd.
Suite 115
Plano, TX 75093

Annuity Transfers, Ltd. is a structured settlement funding company. The company has been in operation since 2003 with its headquarters based in Plano, Texas. The services include purchase of structured settlement payments via a court order and insurance company annuity payments that have no relation to a settlement. Annuity Transfers, Ltd. has an A+ BBB Rating.


Phone: 800-354-4098 (Corporate Office)
303-337-0400 (Local)
5613 DTC Parkway,
Suite 700
Greenwood Village, Colorado 80111

Arcadia (formerly EPS Settlements Group) has a rich history as the first structured settlements firm in the world. With more than 160 experienced settlement professionals across 50 offices in the United States, in 2017 Arcadia became the only international structured settlements organization in North America with the introduction of EPS Settlements Group of Canada. The firm is specializing in Structured Settlements, Liability, Auto Liability, Workers’ Compensation, Medical Malpractice, Defense Base Act, Employment Litigation, Mass Tort, Discrimination, Trucking, Maritime, Annuities, Jones Act and FHLA, Federal Government, and Medicare and Medicaid.


Firm closed. Site is not live.


Phone: 952.541.9464
Toll-free: 800.328.3862
2051 Killebrew Drive
Suite #640
Bloomington, MN 55425

Capital Planning Inc. is a settlement annuity company founded in 1981 and based in Minneapolis, Minnesota. The company is a founding member company of the National Structured Settlement Trade Association, an organization focused on these guaranteed income vehicles, in support of recipients, claims professionals, and legal professionals. The services include financial consulting, broker services and tenders dexterous guidance of structured settlement annuities serving clients throughout the nation.


Phone: 800-843-9020
181 Washington Street,
Suite 375
Conshohocken, PA 19428

CBC Settlement Funding, founded in 2009, is an accredited annuity and structured settlement buyer. In January 2014, Asta Funding, Inc., a financial services receivable asset management and liquidation company, purchased CBC Settlement Funding. The services provided by CBC Settlement Funding include structured settlement and annuity purchasing as well as pre-settlement funding. CBC Settlement Funding has an A+ BBB Rating.


Phone: (888) 594-1195
301 Yamato Rd #3200
Boca Raton, Florida 33431

Headquartered in Boca Raton, Florida, Client First Settlement Funding was formed in 2008. Client First Settlement Funding is a financial services company specializing in purchasing and selling structured settlements, lottery payments, and annuities in the United States. It serves as a direct funding company providing clients with large lump sum in exchange for their monthly, quarterly, or annual payments/receipts.

Client First Settlement Funding has an A+ BBB Rating.


Phone: 888-981-8703
1625 S Congress Ave,
Suite 200
Delray Beach, Florida

DRB Capital is a privately held company founded in 2007 and headquartered in Delray Beach, FL. DRB Capital is specializing in structured settlement funding, annuity funding, and pre-settlement funding. The company is experienced in helping customers in need, who have structured settlements, annuities, investment annuities, and life contingency structured settlements, to get the lump sum of cash they need right now.

DRB Capital has an A+ BBB Rating.


Phone: 888-943-8637
3424 Peachtree Rd NE
Atlanta, Georgia

Located in Atlanta, Georgia, Fairfield Funding a.k.a. Apis Management, LLC, was established in 2008 by pioneers in the structured settlement purchasing industry. Fairfield is a direct funder of structured settlement annuity payments, lottery winnings and different types of annuities. As such, the company provides a lump sum of cash for the future payments. They can also provide valuation services for guaranteed payments due to an estate.

Fairfield Funding has an A+ BBB Rating.


Phone: (866) 930-6480
Phone: (855) 770-8956
201 King of Prussia Road,
Suite 501
Radnor, PA 19087

J.G. Wentworth is a diversified consumer financial services leader focused on providing direct-to-consumer access to financing needs through a variety of solutions, including: mortgage lending and refinancing, access to personal and business loans, structured settlement payment purchasing, and prepaid cards. The company was founded in 1992 and is headquartered in Radnor, PA. J.G. Wentworth has an A+ BBB Rating.


Phone: (855) 643-0333
(855) 285-4158
1855 Griffin Road
Suite B354
Dania Beach, FL 33004

Headquartered in Fort Lauderdale, Liberty Settlement Funding is a specialty finance company that purchases structured settlement payment rights, annuities, and lottery winnings in the secondary market. With over 100 years of collective industry experience, Liberty is an industry leader in tailoring financial solutions to its customers’ needs while also expanding its suite of financial products.

Liberty Settlement Funding has an A+ BBB Rating.


Phone: 404-855-3330
Toll free: 877-919-8003
197 West Crogan Street
Lawrenceville, GA 30046

Mainstreet Funding was established in 2011 and is headquartered in Lawrenceville, Georgia. Founded by pioneers in the structured settlement, lottery and annuity financing industry, Mainstreet Funding is a leader in the structured settlement industry.

Mainstreet Funding provides the top dollar today for future annuity, structured settlement and lottery receivables while ensuring that the integrity of the original payment stream is maintained to support future needs of each individual.

The experience and expertise of over 17 years and depth in providing cash solutions to those who have long-term payment streams, as well as a low-cost, low-rate model built to ensure clients receive a great deal for their payments make Mainstreet Funding a premier financing consultant in this industry.


Phone: (800) 573-8853
3500 Financial Plaza
Suite 202
Tallahassee, FL 32312

In 1984, Millennium Settlements, Inc. opened its doors with the goal of becoming an industry leader in the very specialized field of Personal Injury Settlement Design Consulting. Today the company offers services, including: Structured Settlements, Attorney Fee Structures, Legal Settlements, Financial Services, Medical Malpractice, Personal Injury, Wrongful Death, Medicare Set-Asides, and Worker’s Compensation.

Millennium has corporate offices in Tallahassee, FL, Austin, TX and San Diego, CA and consultant offices throughout the United States.


Phone: 888-979-3740
1641 Worthington Road,
Suite 410
West Palm Beach, FL 33409

Since 2000, Novation Settlement Solutions (formerly known as Novation Capital) has purchased over $1.5 billion in structured settlements, annuities, lottery receivables and other similar cash flows. Novation Professional Services serves receivers, trustees and liquidators by paying cash for structured settlements and annuities; entertainment and sports royalties; annuitized lottery prizes, sweepstakes and progressive jackpot awards; deferred compensation contracts; inheritances, bequests and future interests; and other illiquid cash flows.

Novation Settlement Solutions has an A+ BBB Rating.


Phone: 800.513.1394
Corporate Headquarters
7920 Norfolk Ave.
Suite #300
Bethesda, MD 20814
Florida Office
105 South Narcissus Avenue,
Suite 710
West Palm Beach, FL 33401

Headquartered in Bethesda, MD, since 2002 SenecaOne has grown to be one of the largest financial services companies of its kind in the country. More than just buying structured settlement annuities or lottery prize winnings, the specialists in SenecaOne explore options and opportunities designed to help their customers realize their long-term financial goals. SenecaOne is also an established leader in the lottery prize purchasing market. The company is a member firm of the National Association of Settlement Purchasers, the only professional trade organization for participants in the secondary market for structured settlements.

SenecaOne has an A+ BBB Rating.


Phone: 800-959-0018
14755 Preston Rd.,
Ste. 610
Dallas, TX 75254

Settlement Capital Corporation (SCC) is a specialty financing company that provides liquidity to owners and holders of periodic payments resulting from structured settlements, annuities, lottery winnings and other secured future payment obligations. It offers structured settlement factoring, single premium annuity financing, and future payment options service, as well as lottery winners the choice to sell their long-term payment streams in exchange for a lump sum payout. The company was founded in 1988 and is headquartered in Dallas, Texas.

Settlement Capital Corporation has an A+ BBB Rating.


Phone: 301 951 8900
7316 Wisconsin Avenue
Fifth Floor
Bethesda, MD 20814

Created in 1989, Stone Street Capital is the first and oldest lump sum company and has been the leader in the specialty finance industry ever since. The company helps people receive cash through future payment streams, such as structured settlements, personal injury settlements, lawsuit settlements, annuities, and lottery, contest, and slot jackpot prizes. The company is based in Bethesda, Maryland.

Stone Street Capital has an A+ BBB Rating.


Phone: 866.256.0088
575 Madison Ave
Ste 1006
New York, NY 10022-2511

Strategic Capital Corporation was founded in 1994 and since then the company has been buying lottery prize payments, investment annuity payments, IGT casino winnings and other future payments and became a structured settlement buyer in the early 2000’s only after structured settlement transfers became regulated by law. The company is headquartered in New York, NY.


Phone: 800-727-3885
8841 Williamson Dr.
Ste. 30
Elk Grove, CA 95624

Settlement Planners, Inc. is a national structured settlement planning firm providing attorneys with analysis, design and implementation of periodic payment packages in the resolution of personal injury and wrongful death litigation. The services provided include: Structured Settlements, Attorney Fee Planning, Trust Services, Qualified Settlements, Qualified Settlement Funds (QSF), Non-qualified settlements, Lien Resolution, Mass tort settlement resolution, Government benefits preservation, Special Needs Trusts (SNT), Medicare set-asides (MSA).


Phone: 561-447-0401
123 NW 13th Street,
Suite 309
Boca Raton, FL 33432
California Branch Office
14225 Ventura Blvd.
Suite 100
Sherman Oaks, CA 91423

Since 1993 Woodbridge Structured Funding, LLC, a Florida and California-based company, has been a leader in the structured funding industry. Over twenty years ago, they innovated the purchase of future payments in return for a lump-sum. Woodbridge specializes in future payments, helping clients sell a range of future payments, including annuities, jackpot winnings, lottery winnings, structured settlement payments.

Woodbridge Structured Funding, LLC has an A+ BBB Rating.

Companies that issue structured settlements


Phone: 402-342-7600
3300 Mutual of Omaha Plaza
Omaha, NE 68175

Mutual of Omaha Insurance Company was founded in 1909 and is headquartered in Omaha, NE. The company is a full-service, multi-line provider of insurance and financial service products throughout the United States. The annuity solutions to both individuals and groups include: Income annuities (Ultra-Income, Income Access, Deferred Income ProtectorSM, Income Annuity with Premium Return); Deferred annuities (Bonus Flexible Annuity, Ultra-Secure® Plus); Structured Settlements; Group Annuities (Pension Guard®, Retirement Annuity Solutions®, Corporate Annuity Solutions®, Solutions for Gift Annuity Programs®, IRAdvantage Plus®).

Mutual of Omaha Insurance Company has an A+ BBB Rating.


Phone: (800) 800-7646
(800) 722-4448
P.O. Box 9000
Newport Beach, CA 92658-9030

Headquartered in Newport Beach, CA and offering insurance since 1868, Pacific Life provides a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans. Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. The products and services offered by the company for individuals include Annuities, Life Insurance, Mutual Funds, and products for businesses are Life Insurance, Pension Risk Transfer, Real Estate Investments, and Structured Settlements.

Pacific Life has an A+ BBB Rating.


Phone: 888-778-2888
Prudential Annuities
P.O. Box 7960
Philadelphia, PA 19176

Prudential Financial is one of the world’s largest financial services institutions. Founded in 1875 and headquartered in Newark, NJ, for over 140 years Prudential Financial has helped people grow and protect their wealth. They offer individual and institutional clients a wide array of financial products and services, including Life Insurance, Annuities, Mutual Funds, Group Insurance, Retirement Services, Investment Management, and other financial services to help solve today’s financial challenges. Competitors include New York Life, Metropolitan Life, and American General.


Phone: 877-827-8001
1285 Avenue of the Americas, 16th Floor
New York,
New York 10019

With a 150-year history and a network of offices in over 50 countries on 5 continents, UBS has extensive experience managing the wealth of high net worth and ultra high net worth individuals. UBS offers a wide range of annuity products from some of the most established and well-respected insurance companies in the U.S.

Structured Settlement Consulting Firms


Phone: 877 905 7322
P.O. Box 827
Burlington, MA 01803

Founded in 2010 and headquartered in Burlington, MA, Ametros Financial is backed by Clarion Capital Partners, LLC, a New York based private equity firm.

Ametros’​ team works closely with patients, insurers, employers, attorneys, brokers, medical providers, and Medicare and innovates, bringing new solutions to the market to simplify healthcare and create a seamless experience for their clients.

Ametros specializes in MSA Professional Administration, Custodial Accounts, Medicare Set Asides, Worker’s Compensation Settlements, Liability Settlements, Special Needs Trust Administration, Medicare Compliance, Structured Settlement Administration, Settlement Mediation, and Medical Savings.

The settlement solution products offered by the company include CareGuard, the first fully automated solution for professional administration which gives the member 24/7 insight into their spending and savings trends; The Amethyst Healthcard, which maximizes clients’ medical funds by linking to their existing bank account, facilitating all care-related payments; and CareQuote, used in all personal injury cases, including workers’ compensation and liability cases, in order to bridge the gap to settlement for both the defense and plaintiff.


Phone: 404-926-4160
3565 Piedmont Road NE
Building 1, Suite 525
Atlanta, GA 30305

With its corporate office in Atlanta, GA and offices located within the United States and United Kingdom, Atlas Settlement Group, Inc. is a structured settlement company with leading professionals, strategically located throughout the United States. The firm offers structured settlements for medical malpractice, personal injury, product liability, workers’ compensation, mass torts and construction defect cases as well as structures for non-physical injury cases and attorney fees –all at no cost to attorneys or their clients. Atlas is dedicated to uncompromised service from the first phone call – to the delivery of the final documents, and beyond.

As a structured settlement brokerage team, Atlas has more than 30 years of experience and has placed more than $3 billion in annuity premiums and U.S. Government notes. The firm provides support and legal advice during all phases of settlement negotiations, court hearings, mediations, arbitrations and settlement conferences.


Phone: 404.851.1772
Toll Free: 866.851.1772
6000 Lake Forrest Drive
Suite 280
Atlanta, GA 30328

Bradford Settlement Company is a structured settlement and annuity planning firm that operates out of Atlanta, GA. Since 1981, Bradford Settlement Company has provided Structured Settlement advice and services to the injured and their counsel. In addition to standard structured settlement services, Bradford Settlement Company also offers services related to Medicare set-asides, tax deferred attorney fees, and other services.


Phone: 412.356.1001
Toll free: 800.364.6488
1810 Mt. Nebo Road
Sewickley, PA 15143

Brant Hickey & Associates is an independent broker of Structured Settlement annuity products. Founded in 1982 and with an impeccable track record of maximizing returns for injured persons and their families, Brant Hickey & Associates is one of the leading providers of Structured Settlements in the United States.

Headquartered in Pittsburgh, Pennsylvania and with offices in major cities across the U.S, Brant Hickey & Associates offers services by a team of experts including not only settlement consultants with over 20 years experience, but also economic experts, certified life care planners and trust experts. These services include complex litigation cases in the aviation field, as well as other catastrophic loss cases, including medical malpractice, automobile and product liability with permanent injury and workers compensation claims. The firm offers same day quotations, settlement conference participation and economic analysis with insights to better the outcome for all parties.


Phone: 844 600 6686
78 Blanchard Road, Suite 206
Burlington, MA 01803

Chronovo was founded in 2015. With innovative technology and incomparable personnel to make structures intuitive, graphical and accessible for everyone, Chronovo has made the “new time” in structured settlements its primetime standard.

The team of financial experts, settlement advocates, compliance counsel and multi-line claims professionals specialize in Structured Settlement Services, Insurance Services, namely, brokerage in the field of insurance, assessing insurance claims, consulting and information concerning insurance, financial evaluation for insurance purposes, and Annuities.

Chronovo’s comprehensive solution set streamlines and enhances the process of providing tax-free, lifelong security for all injured individuals and the professionals who support them. Specialty practice groups – Complex Claims Group, Chronovo Consulting Group and Chronovo Connect, are among the many innovations brought to the structured settlement industry by Chronovo.


Phone: 901-766-0166
5575 Poplar Avenue
Suite 617
Memphis, TN 38119

Cornerstone Settlement Services was founded in 2001 by Joe McCormack, a founding member of the Society of Settlement Planners, who has provided structured settlements, special needs trust and installment sales advice to attorneys and businesses throughout the nation.

The company is located in Memphis, TN and has a team of professionals dedicated to creating innovative and individually customized structures and also offering plaintiffs a broad spectrum of settlement consulting services. These services include Structured Settlements, Special Needs Trusts, Medicare Set-Aside Trusts, Medical Lien Negotiation Services, Medicare/Medicaid Lien Resolution, and Mass Tort Services.

Structures services provided by Cornerstone Settlement Services include Income Tax Free Structured Settlements, Non-Qualified Structured Settlements, and Structured Attorney Fees.


Phone: 732.249.8669
Toll free: 800.327.9224
1200 Tices Lane,
Ste. 102
East Brunswick, NJ 08816

Creative Capital Inc. (CCI), a nationwide Structured Settlement consulting firm, is one of the founders of the structured settlement industry and has been developing creative settlement solutions for over thirty years. The company was founded in 1980 and is headquartered in East Brunswick, NJ. CCI specializes in a wide array of services, including: Structured Settlements, Lien Resolution & MSA Allocation and Analysis, Structured Attorneys’​ Fees, ICO Drafting & Preparation, Pre & Post-trial 50-A and 50-B Calculations, Mediation & Negotiation Support, and Periodic Judgment Analysis and Preparation.


Phone: (904) 598-1110
135 West Bay Street, Suite 500
Jacksonville, FL 32202

Delta, a leader and innovator in the structured settlement industry, was founded in 1990. With the home office located in Jacksonville, Florida, Delta Settlements has 24 offices that serve the entire United States. Delta was one of the first members of the National Structured Settlement Trade Association (NSSTA) and a founding member of the Society of Settlement Planners (SSP).

The firm aims at maximizing the use of post settlement dollars and available public benefits through prudent planning, and to achieve this mission, Delta’s business strategy focuses upon expert and ethical business conduct, multi-professional expertise, operating efficiencies using advanced technologies, and comprehensive settlement services.

As Settlement Planners, Delta advises all parties about settlement planning issues including financial options at settlement and then assists attorneys in developing strategies to maximize their clients’ post settlement dollars and to preserve as well as maximize their government benefits including Medicare and Medicaid.


Phone: 706-856-2535
Toll free: 866-683-6743
11 Depot Street
Hartwell, Georgia 30643

Headquartered in Hartwell, GA, and with offices in Atlanta, GA, Montgomery, AL, Washington, DC, Ridgeland, MS, Buffalo, NY, New York, NY, and Columbia, SC, Forge Consulting is a national settlement planning firm that has been providing services since January 2003. Licensed in all 50 states, the firm works with attorneys to create settlement plans for plaintiffs and helps plaintiffs fully understand the unique set of issues and settlement options associated with settlement proceeds.

The company focuses on a planning process rather than selling a specific product. The dedicated staff with over 30 members provides vital support to attorneys and their clients with the help of a wide array of settlement planning resources in a wide range of case types, including not only Structured Settlements, Minors Settlements, Qualified Settlement Funds, but also Structured Attorney’s Fees, Asset Protection and Spendthrift Concerns, Lien Resolution Coordination, Life Insurance Analysis, Medicare Set Asides, and Special Needs Trusts.


Phone: (954) 630-2400
​Toll-free: (888) 395-8772
2888 East Oakland Park Boulevard
Fort Lauderdale, Florida 33306

Black, Holcomb, Smith & Associates, Inc. was co-founded by Chuck Smith and Steve Black in 1995. The firm is headquartered in Fort Lauderdale.

The structured settlements expertise of Black, Holcomb, Smith & Associates has been used in auto liability, general liability, medical malpractice, and workers’ compensation cases, and the professionals have assisted in settling cases nationwide for over thirty years.

Services provided to the injured party (claimant/plaintiff), insured or self-insured, claims professionals, defense attorneys, and plaintiff attorneys include Structured Settlement Quotes, Life Care Plan Annuitized Pricing, NYS Medical Indemnity Fund Calculations (MIF Calculations), NYS CPLR – Article 50-A – Periodic Payment of Judgments in Medical and Dental Malpractice Actions, NYS CPLR – Article 50-B – Periodic Payment of Judgments in Personal Injury, Injury to Property and Wrongful Death Actions, and Kaiser Formula Calculations.


Phone: (248) 865-3900
Toll Free: (800) 753-7544
27750 Middlebelt Road
Suite 100
Farmington Hills, MI 48334

James E. Logan & Associates was founded in 1993 by Jim Logan. In 2014, Christine Logan acquired James E. Logan & Associates from her father, and the company became the only woman-owned and independently operated structured settlement firm in the United States. The firm is based in Farmington Hills, Michigan, and licensed to transact business in all states, it provides comprehensive settlement consulting services across the country.

Logan & Associates specializes in providing Structured Settlement services, as well as Medicare Compliance, Medical Record Review, Negotiation Support, Economic Analyses, and Educational Programs & Seminars.

In addition to assisting clients with the resolution of traditional personal, physical injury cases, Logan & Associates can also support them with unique, non-qualified settlements such as employment disputes, sexual harassment, discrimination and other claims that require specialized tax treatment.


Phone: (800) 661-7075
10105 E. Via Linda
Suite 103
Scottsdale, Arizona 85258

JCR Settlements was founded in 2014 but has more than 50 years combined experience in the structured settlement marketplace. The company helps to deal with structured settlement and offers services, including Structured Settlement Annuities, MSA Allocations, Attend Mediations, Life Care Plans, 104 (a) 2 Document Assistance, and others.


Phone: 800 544-5533
202 463-1990
1725 DeSales Street, NW
Ste 801
Washington, D.C. 20036

JMW Settlements was founded in 1978 under the auspices of the Julia M. Walsh & Sons investment company in Washington D.C. The initials “JMW” are taken from her name. Incorporated in 1982, JMW Settlements outgrew its surroundings and moved to separate quarters in 1985. The firm was acquired by President Henry L. Strong in 1987 and became a proud member of the Integrated Financial Services family of companies in July 2013. JMW offers full service support in Structured Settlements for personal injury claims and litigation, Due Diligence Services for Settlement Fiduciaries, and Structured Sales of Appreciated Assets.


Phone: 859-626-3600
2220 Nicholasville Road
Suite 110-321
Lexington, KY 40503

With 30 years of experience in the structured settlement field Mcnay group pride themselves in serving individuals, children and those with special needs plan their financial futures not only in settlements but also in day to day financial needs and requirements. The aim of the company is to make financial matters easier and useful for the individuals, attorneys and all the professionals involved. Not only has the company been an innovator in planning for individuals and settlements but the company also takes initiative to settle workers compensation cases, employment cases and mass torts.


Phone: 312-595-6200
321 North Clark Street
Suite 1200
Chicago, IL 60654

Alliant/Mesirow Insurance Services is part of Alliant Americas that operates as a subsidiary of Alliant Insurance Services, Inc. The firms together represent one of the largest and most diverse insurance brokerage and consulting operations in the Midwest.

The company was founded in 2014 and has offices across the United States. The products and services offered by the company include not only Structured settlements, but also Employee benefits, Individual health and Medicare supplements, Integrated human resources solutions, Life and disability, Personal lines, Property and casualty/surety bonds.

Alliant/Mesirow Insurance Services’ Structured Settlements practice provides a broad spectrum of structured settlement services to a diverse array of clients, including property and casualty insurers, third-party administrators, and self-insured organizations.

Alliant/Mesirow professionals are members of the National Structured Settlements Trade Association and not only closely follow the issues and current events impacting the industry today, but also actively participate in several association committees thus having a voice in shaping the standards and direction of the industry’s future.


Phone: (800) 845-2969
5415 Lake Howell Road #180
Winter Park, FL 32792

With three generations of insurance, financial planning and settlement experience, and with the financial strength of their parent company, NFP Structured Settlements (formerly NSC) is one of the largest structured settlement firms in the US. The roots of the firm date back to the founding of the industry with over $2 billion in annuity premium placed for the benefit of injured parties and access to a wide array of products, expertise and systems that can truly benefit clients. The firm has offices in Florida, Georgia, West Virginia, Texas, Ohio, Pennsylvania, California, Washington, DC, and South Carolina.

NFP Structured Settlements is committed to three core values: integrity, hard work and a deep empathy for the plight of injured parties. Structured settlements are the firm’s main focus, but NFP Structured Settlement also offers plaintiffs a broad range of services, including financial planning, trust services, Installment Sales, and wealth management.


Phone: 877.333.6675
9525 W. Bryn Mawr Ave, Suite 900
Rosemont, IL 60018

Oasis Legal Finance, LLC, doing business as Oasis Financial, was founded in 2002. Headquartered in suburban Chicago, Illinois with satellite offices across the United States, Oasis Financial is a leader in the regulatory and legislative areas of the consumer legal funding industry.

Oasis provides non-recourse consumer legal funding to individuals involved in personal injury litigation, primarily due to auto and work-related accidents. The services offered by Oasis Financial include Pre-Settlement Funding, Structured Settlements for civil rights, construction negligence, railroad, general negligence, maritime, motor vehicle and passenger injury, pedestrian injury, premises negligence, workers compensation, accidental injuries, workplace negligence, and wrongful death, as well as Post-Settlement Funding, and Same-day Cash.


Phone: 949-833-3910
Toll Free: 800.734.3910
1851 E 1st St,
Ste 1625
Santa Ana, CA

Patrick Farber works with attorneys throughout California and around the U.S. to create structured settlement annuities for physical and non-physical injury cases, placing over $3 billion in annuity premiums and U.S. Treasury securities. They specialize in providing structured annuities for medical malpractice, personal injury, product liability, workers’ compensation, toxic torts, and construction defect cases as well as for non-physical injury cases and attorney fees.


Phone: (800) 523-4074
2200 Renaissance Boulevard
3rd floor
King of Prussia, PA 19406

The Pension Company was established by Frank Pension in 1963 and was engaged in the use of annuities primarily to generate lifetime guaranteed-income plans to corporate retirees. Beginning in 1978, TPC was involved exclusively in the arrangement of structured settlements for injured parties. Today TPC is the industry leader in providing comprehensive and innovative settlement solutions for all parties involved in liability claims: Product Liability, Workers Compensation, Personal Lines /Auto Federal Tort Claims, FELA/LS&HW Act, Mass Torts, and Environmental Employment.

The Pension Company aims at being known as the true resource for global settlement solutions and strives to achieve this mission by increasing litigation costs; increasing focus on cost/benefit ratios in managing and resolving claims; increasing volume of claims for workers’ compensation; increasing incidence of mass tort actions; increasing privacy mandates on the handling of claims data and medical records.


Phone: (949) 296-9000
(603) 719-1021
27422 Aliso Creek Road,
Suite 200
Aliso Viejo, CA 92656

Ringler is the largest settlement planning company in the United States with over 150 Consultants in more than 70 offices nationwide. Its Ringler settlement plan considers financial resource available, which may mean a combination of strategies, including upfront cash payments, a tax-free structured settlement annuity to meet medical and living expenses, or other financial planning tactics. The company was founded in 1975 and is based in Aliso Viejo, California.


Phone: 406-761-4957
Toll-free: 877-883-4395
104 Second Street South, Suite 401
P.O. Box 1769
Great Falls, MT 59405

Located in downtown Great Falls, for more than 30 years RMAC, Inc. has been proudly providing clients with tailored financial services and strategies that maximize benefit, manage risk, and conserve assets for financial advisors, as well as the individuals and companies they represent. RMAC Inc is a full scale Asset Management Company offering Financial Asset Management and Strategy services including legal and tax compliant advisory, as well as Structured Settlements, Deferred Income, and Merger & Acquisitions Capital Gains.

RMAC is the only firm in Montana to have earned membership as a Top of the Table Qualifying and Life Member of the prestigious Million Dollar Round Table, The Premier Association of Financial Professionals, based upon the firm’s professional success and strict ethical standards. RMAC’s proven, results-based financial model has helped its professionals to have managed settlements ranging from $50,000 to $40 million and assets in excess of $600 million.


Phone: (713) 597-7206
Toll-Free: 855.284.3876
1775 St. James Place
Suite 200
Houston, TX 77056

Founded by Scott Freeman, one of the nation’s most accomplished settlement consultants, The Settlement Alliance is committed to being the nation’s leading full-service settlement planning firm for attorneys and their clients and an indispensable resource during both the pre-and post-settlement process.

The services, offered by The Settlement Alliance professionals, meet a wide range of needs, including Qualified Settlement Funds and Claims Administration, Structured Settlements, Trust Services, Attorney Fee Deferral Strategies, Government Benefit Preservation, Lien Resolution, Medicare Set-Asides (MSA), Mass Tort Settlement Resolution, Non-Qualified Settlements, Bankruptcy & Probate Coordination, and Class Action Settlement Notices.

Headquartered in Houston, TX, The Settlement Alliance also has an administrative office in Austin, TX. The company proudly partners with the highest rated structured settlement providers in the industry and works with leading law firms and many of the top corporate trustees and wealth management firms in the country.


Phone: (714) 335-4977
Toll-Free:(800) 354-2258
9210 Irvine Center Drive
Irvine, CA 92618

The Settlement Alliance-WEST was originally established in June 2008 by Managing Partner Traci Kaas. In 2014 Kaas Settlement Consulting started partnership with The Settlement Alliance (TSA) to become TSA’s West Coast division, The Settlement Alliance-WEST. This merger provides The Settlement Alliance-WEST’s clients with greater access to a national network of reputable and highly rated insurance carriers, corporate trustees, and wealth managers. The company is headquartered in Irvine, CA, and has an office in San Francisco, CA.

The company offers services in structured settlement and tax-deferred annuities, lien resolution Medicare/ CMS approvals, special needs trust planning, mass tort settlement resolution, qualified settlement funds, government benefits protection, attorney fee deferrals, estate and tax planning issues, and philanthropy planning, as well as individualized settlement plan design for each claimant, and supporting attorney clients with litigation, mediations, settlement conferences, life care planning and present value cost evaluations at no cost to attorney or client.


Phone: 770-393-1028
Toll Free: 800-638-5890
3060 Peachtree Road, NW
Suite 1150
Atlanta, Georgia 30305

Structured Financial Associates, Inc. (SFA), a leading provider of Structured Settlement consulting services, was founded in 1985. Now one of the largest structured settlement brokerage firms in the country, Structured Financial Associates is also one of the first nationally based firms, established shortly after the inception of the structured settlements industry.

More than SFA 70 consultants across the country carefully analyze claimant expenses such as future medical, educational funds, retirement planning, wage loss, etc. Clients can receive needs analysis, structured settlement proposals, economic analysis, and other services as needed and are provided with a variety of financial options for their settlement funds chosen individually or combined.

A couple of new products the firm offers include Settlements Plus™, a flexible option that enables claimants to plan as much as possible and maximize their settlement income, and Fee Structure Plus®, a practical solution that allows contingency-based attorney fees to receive market-related returns on their full value, completely tax-deferred.


Phone: 844.689.3020
3060 Peachtree Rd., Suite 1150
Atlanta, GA 30305

Structures, launched by Integrated Financial Settlements, Inc. (IFS) and based in Atlanta, Georgia, is a product and services provider of settlement solutions and innovative financial programs. Structures leadership team of tax, financial, legal, operations and customer service professionals has unparalleled experience and success within the settlements industry.

A leading innovator and manufacturer of cutting-edge settlement solutions for plaintiffs and their legal counsel, Structures has developed several unique and proprietary programs for contingency fee attorneys and settlement recipients. These programs include Insurance-Based Programs (Structured Settlement Annuity, Fixed-Indexed Annuity, Alternative Insurance Solutions) and Market-Based Programs (Fee Structure Plus®, Settlements Plus™, TFSS™), as well as additional solutions, such as Trust Solutions, including Settlement Management Trusts, Special Needs Trusts, Pooled Trusts, and Settlement Solutions, including Qualified Settlement Fund Admin, Lien Resolution, Medicare Set-Asides, and International Wire Solution.


Phone: 515.987.6888
755 S.E. Frontier,
Suite 101
Waukee, IA 50263

Having placed over $4 billion in structured settlement annuity premium in the past eight years and with over fifty full-time professional associates in 48 locations from coast to coast, Summit Structured Settlements is a leader in providing quality structured settlement services and is one of the nation’s five largest structured settlement firms.

Summit Structured Settlements is recognized nationally as a leader in providing unmatched structured settlement services. The Summit brokers uniquely combine knowledge and experience with the traditional broker services and provide the highest quality products available in the marketplace. These services include Income Taxr Free Structured Settlements, Taxable Damage Structured Settlements, Structured Attorney Fees, Government Entitlement Preservation, Diversification of Funds, Administrative Services, Secured Creditor Status, Lien Resolution, and Alternative Products, such as Fixed Indexed, Single Premium Deferred, and Single Premium Immediate Annuities or Life Insurance.


Phone: (203)325-8640
(203) 561-6560
Toll-free: (888) 325-8640
43 Harbor Drive, Unit 309
Stamford, Connecticut 06902

Founded in 2000 and headquartered in Stamford, CT, LLC is a structured settlement expert, settlement planning company and financial services company providing services, including: Structured Settlements, Settlement Plans, Financial Planning, Insurance, Celebrity Endorsements, Structured Legal Fees, Long Term Care, Structured Sales, Funding Agreements, Periodic Payment Reinsurance, Settlement Trust, Employment Cases, and Oil and Gas Lease Bonus.

Structured Settlement Loans

If you have won a lottery, a personal injury lawsuit, a wrongful death suit, or workers’ compensation case you may be awarded a large sum of money, and your payment will surely be set up as a structured payout. But instead of having your payments stretching over twenty years you’d like to have a lump sum of money right away especially when you have problems like an unplanned emergency or job loss, need to pay college tuition or purchase a business or a new house or just have to pay off some debts. But what if you don’t want to sell your structured settlement? Settlement loans (both post-settlement and pre-settlement) can be a lifesaver.

These loans are provided by structured settlement companies and you make future loan repayments with the interest applied to the loan principal according to terms. You don’t have to risk your assets for the loan, you don’t have to concern yourself with background checks, employment and credit history or even how you’ll have to repay the loan because your settlement structure acts as the collateral. However, it must be taken into account that court approval must be obtained and when you apply for a pre-settlement lawsuit loan the lender company must review documents regarding your case and speak with your attorney so it may take about 90 days for the loan to be processed and funds distributed. Also lenders will provide the loan based on a percentage of the actual settlement and typically this will be somewhere between 70% and 90%.

This type of loan can even be obtained during a pending lawsuit and is known as Pre Settlement Funding, pre-settlement loan or lawsuit loan. The plaintiff can obtain the loan before the case is finally resolved and if he doesn’t win the lawsuit, he doesn’t have to repay the monies advanced. If he does win the lawsuit, he repays the original settlement loan amount together with fees assessed due to the lawsuit’s inherent risk.

Like any other type of loans structured settlement loans have their cons and pros too.

The main benefit of this loan is that you get your money right away to solve some urgent issues. Moreover, you are protected against future inflation, or you may even have enough money to invest into a business or stocks with possible solid returns. You will also have to pay comparatively low interest payments. But on the other hand you’ll get your money at a discount (minus a percentage, as lender companies give out loans to make a profit). Also, if you don’t manage your money reasonably and start “enjoying” the lump sum of money you have got in your hands, you may end up being broke.

So, if you need your money right away and are OK with these disadvantages, a structured settlement loan is possibly your best option.

Structured settlement annuity loan businesses


(888) 696-6449 New York
(631) 339-1713 Long Island
2100 Middle Country Road
Centereach, NY 11720
BBB Rating: N/A


(888) 715-8701
244 Fifth Avenue
New York, NY 10001
BBB Rating: N/A


(312) 332-4100
368 W Huron St, Ste 3S
Chicago, IL 60654
BBB Rating: A+


(212) 847-9565
(888) 374-2822
1180 Ave of the Americas, Eighth Floor
New York, NY 10036
BBB Rating: A+


(480) 515-3698
17700 N. Pacesetter Way #104
Scottsdale, AZ 85255
BBB Rating: A+


(661) 263-0030
25876 The Old Road Suite 340
Valencia, CA 91381
BBB Rating: N/A


(954) 520-9248
8201 Peters Road Suite 1000
Plantation, Florida 33324
BBB Rating: N/A


(561) 526-3331
7050 West Palmetto Park Road Suite 15-103
Boca Raton, Florida 33433
BBB Rating: N/A


(404) 348-4475
1140 Hammond Dr 110
Atlanta, GA 30328
BBB Rating: N/A


(800) 526-8098
1400 Old Country Road, Suite 414
Westbury, NY 11590
BBB Rating: N/A


(212) 684-1060
228 Park Ave South
New York, NY 10003
BBB Rating: N/A


(888) 875-6049
545 8th Avenue
New York , NY 10018
BBB Rating: N/A


(800) 972-5560
111 Grafton Ave #612
Dayton, OH
BBB Rating: N/A


(732) 612-3691
1913 Atlantic Ave Suite 140
Manasquan, NJ 08736
BBB Rating: A


(800) 235-0876
(251) 990-4994
19414 Liberty Road
Point Clear, AL 36532
BBB Rating: A+


(310) 424-5176
714 W. Olympic Blvd 710
Los Angeles, CA 90015
BBB Rating: N/A


(843) 324-6848
26 Flagship Lane
Hilton Head Island, SC 29926
BBB Rating: N/A


(954) 946-0487
5100 N Ocean Blvd # 1618
Fort Lauderdale, FL 33308
BBB Rating: N/A


(561) 432-9237
7064 Thunder Bay Drive
Lake Worth, FL 33467
BBB Rating: N/A


(718) 875-0605
26 Court Street
Suite 1104
Brooklyn, New York 11242
BBB Rating: A


(360) 694-0330
7642 NE Hazel Dell Avenue
Vancouver, WA 98665
BBB Rating: A+


(888) 566-8614
1200-C Agora Drive, Suite 241
Bel Air, Maryland 21014
BBB Rating: N/A

last updated: April 22, 2020

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