Structured
Settlement Companies

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    What is a Structured Settlement Company?

    A structured settlement company is either a broker that helps set up payment streams to meet legal requirements or a buyer that purchases structured settlements.

    What is a Structured Settlement Buyer?

    A structured settlement buyer is a company that provides cash up front to people with structured settlements in exchange for rights to future payments. These factoring companies normally buy future payments rights from structured settlements and annuity holders.

    Who Buys Structured Settlements?

    Many companies, including Paymaster.co, buy structured settlement payment rights. While there are fewer factoring companies in this market than two or three years ago, a majority of them are listed below.

    Rates That Structured Settlement Companies Charge

    Structured settlement companies are commonly known to charge somewhere between 9% to 18% percent of the value of future payments when working with someone selling settlement payment rights. This percentage is known as the discount rate. The discount rate is used to cover their operating costs, the risk from the annuity contract, and turn a profit.

    Structured settlement buyers will pay you, your loved one, or your client less than the present value of the future payments. Otherwise, this secondary market would not exist. A review of Better Business Bureau complaints and feedback left on other review websites tend to show disappointment around lump sum payments that people received. This holds true for members of the National Association of Settlement Purchasers, the professional trade organization for structured settlement buyers. Compare quotes and work with a finance professional who prioritizes your financial security in order to try and get the best deal. If you want to receive the full value of your future payments then you must wait the entire period of time over which payments are scheduled.

    How to Work With a Structured Settlement Buyer

    • Contact a structured settlement company They will work with you to gather the necessary information about your structured settlement.
    • Receive a quote After receiving the details of your structured settlement, you will receive a free quote to buy your structured settlement payment rights.
    • Make a decision After considering our quote, if you decide to move forward with us, you would sign a contract and we would begin the process. Also, if you request a cash advance with your sale, you would receive it at this point.
    • Attend a hearing In most states, the sale request will have to be approved by a court. It is extremely unlikely that the purchasing company that you work with will require you to pay for attorney fees out of pocket. You will need to attend the hearing and explain your decision to sell your structured settlement payments. Specifically, you need to demonstrate that you and your family can meet your financial needs if you sell your structured settlement payment rights. If you receive court approval, the approved transaction order will be forwarded to the insurance company.
    • Receive your lump sum payment You will receive your payout distribution from your secondary market purchasing company.

    Financial security will vary based on your financial needs. Do you expect ongoing medical bills following a workers’ compensation or personal injury claim? Your needs will differ from someone who lost a working family member and receives monthly payments from a wrongful death claim. Please consult a certified financial advisor or attorney who is experienced with annuity payments, also known as periodic payments, before making a decision.

    Companies With Low Offers

    Speaking with and receiving a quote from multiple companies may highlight that one or two of the offers pay much less money than the money offered by other buyers. Showing a reasonable offer to a company that proposed an unfairly low offer may lead to that lowballing entity coming close to or even beating the fair offer. What is more valuable in this case, selling payment rights to a company that was fair from the beginning or the company made an unfair offer before making a better offer?

    The Best Structured Settlement Companies

    1. Paymaster.co           Rating: 9.8 888-999-8606
    2. Annuity.org               Rating: 9.6
    3. Fairfield Funding      Rating: 9.3

     

    The best structured settlement companies are those that provide the services that they promise. Meaningful company ratings do not exist because the companies that provide them are either buyers or stand to earn money from companies that buy payment rights.

    We’ve compiled both a list of firms and their contact information that may be the most comprehensive list of settlement buyers on the web. We even rated some of them. Guess what? Paymaster.co is the rated at the top of the list because we are biased. Are we the best? We try to be. Is number two on our list better than number three? Maybe. They provide helpful information on their website. A lot of companies can provide a lump sum of cash. Humbly we’d love to have a chance to discuss what we can do for you.

    Inclusion on this list is not an endorsement of any firm. Rating numbers or lack of ratings do not indicate anything negative. Given that every situation is unique, it will be up to you to decide which company is the best for you. There are a number of factors that you may consider. Here are a few that are probably important:

    • Your Offer How do the terms the company offers you compare with terms offered by others?
    • Customer Service How does the company treat you? With friendliness, patience, and understanding?
    • Red Flags Do you have any reason to question or doubt the financial standing of the company?

    More Structured Settlement Companies (Buyers)

    PAYMASTER.CO
    structured settlement buyer, Paymaster.co art and contact form

    Call 1-888-999-8606
    Website: https://paymaster.co
    6230 Wilshire Blvd,
    Suite 1795
    Los Angeles, CA 90048

    ANNUITY.ORG
    settlement buyer 3, Annuity.org screenshot

    189 S. Orange Ave,
    Suite 1600
    Orlando, FL 32801
    Email: webmaster@annuity.org
    Website: https://www.annuity.org

    DRB CAPITAL LLC
    structured settlement buyer 6, DRB Capital

    1625 S Congress Ave,
    Suite 200
    Delray Beach, Florida
    Phone: 888-981-8703
    866-356-4610
    Website: drbcapital.com

    FAIRFIELD FUNDING
    structured settlement buyer 7, Fairfield Funding

    Phone: 855-296-0985
    Fax: 888-857-4156
    Email: info@fairfieldfunding.com
    Website: fairfieldfunding.com

    J.G. WENTWORTH
    structured settlement buyer 8, JG Wentworth website screenshot

    Phone: (866) 930-6480
    Email: information@jgwentworth.com
    Website: jgwentworth.com
    201 King of Prussia Road,
    Suite 501
    Radnor, PA 19087

    LIIBERTY SETTLEMENT FUNDING
    structured settlement buyer 9, Liberty Settlement Funding

    Phone: (855) 643-0333
    (855) 285-4158
    Email: info@libertysf.com
    Website: libertysettlementfunding.com
    1855 Griffin Road
    Suite B354
    Dania Beach, FL 33004

    CBC SETTLEMENT FUNDING
    structured settlement buyer 2, CBC Settlement Funding

    181 Washington Street,
    Suite 375
    Conshohocken, PA 19428
    Phone: 800-843-9020
    Email: info@cbcsettlementfunding.com
    Website: cbcsettlementfunding.com

    AMERICAN EQUITY FUNDING
    structured settlement buyer 18, American Equity Funding

    7005 Alma Highway
    Van Buren, Arkansas 72956
    Phone: 800-874-2389
    479-632-0851
    Email: aefinc@americanequityfunding.com
    Website: americanequityfunding.com

    ANNUITY TRANSFERS, LTD.
    structured settlement buyer 4, Annuity Transfers screenshot

    1800 Preston Park Blvd.
    Suite 115
    Plano, TX 75093
    Phone: 972-952-0260
    888-638-0900
    972-510-8288
    Website: annuitytransfers.com

    CLIENT FIRST SETTLEMENT FUNDING LLC
    structured settlement buyer 5, Client First Settlement Funding

    301 Yamato Rd #3200
    Boca Raton, Florida 33431
    Phone: (888) 594-1195
    Website: clientfirstfunding.com

    CROWFLY
    structured settlement buyer 19, CrowFly

    Email: info@crowfly.com
    Website: crowfly.com
    Phone: 833-276-9359

    FIRST STRUCTURED SETTLEMENT
    structured settlement buyer 20, First Structured Settlement

    Phone: 888-404-4242

    FORTUNE SETTLEMENT SOLUTIONS
    structured settlement buyer 16, Fortune Settlement Solutions

    Phone: 833-736-7886
    Email: info@fortunesettlements.com
    Website: fortunesettlements.com

    GLOFIN FUNDING
    structured settlement buyer 17, Glofin Funding

    Phone: 888-667-1991
    Fax: 888-317-0260
    Email: info@glofin.com
    Website: glofin.com

    6905 Northcross, Dr
    Suite 300
    Huntersville, NC 28078

    MAINSTREET FUNDING
    structured settlement buyer 10, Main Street Settlements

    Phone: 404-855-3330
    Toll free: 877-919-8003
    Website: mainstreetsettlement.com
    197 West Crogan Street
    Lawrenceville, GA 30046

    NOVATION SETTLEMENT SOLUTIONS
    structured settlement buyer 1, Novation Settlement Solutions

    Phone: 888-979-3740
    Website: novationsettlementsolutions.com
    1641 Worthington Road,
    Suite 410
    West Palm Beach, FL 33409

    RSL FUNDING
    structured settlement buyer 15, RSL Funding

    Phone: 800-543-6513
    Website: rslfunding.com
    1980 Post Oak Blvd, Ste 1975
    Houston, TX 77056

    SENECAONE
    structured settlement buyer 11, Senecaone website screenshot

    Phone: 800.513.1394
    301-913-9131
    Email: inquiries@senecaone.com
    Website: senecaone.com

    Corporate Headquarters
    7920 Norfolk Ave.
    Suite #300
    Bethesda, MD 20814

    Florida Office
    105 South Narcissus Avenue,
    Suite 710
    West Palm Beach, FL 33401

    SETTLEMENT CAPITAL CORP.
    structured settlement buyer 12, Settle4Cash

    Phone: 800-959-0018
    Email: info@setcap.com
    Website: settle4cash.com
    14755 Preston Rd.,
    Ste. 610
    Dallas, TX 75254

    STONE STREET CAPITAL, LLC
    structured settlement buyer 13, Stone Street Capital website screenshot

    Phone: 301 951 8900
    Email: info@stonestreet.com
    Website: stonestreet.com
    7316 Wisconsin Avenue
    Fifth Floor
    Bethesda, MD 20814

    STRATEGIC CAPITAL
    structured settlement buyer 14, Strategic Capital website screenshot

    Phone: 866.256.0088
    Email: info@StrategicCapital.com
    Website: strategiccapital.com
    575 Madison Ave
    Ste 1006
    New York, NY 10022-2511

    Will the Court Approval Your Structured Settlement Transaction?

    Whether the court approves your structured settlement buyout depends on a number of factors, similar to any other legal outcome:

    • Does your judge usually approve or deny offers to purchase settlement payment rights? Judges and people and we all have biases.
    • Is that amount of cash that you sacrifice in the deal unbelievably bad?
    • How significant is your need for the cash that you would receive if you are allowed to sell your payment rights?
    • Does a third party submit a filing and offer in your case that is much better than what was originally offered? If so, does the judge feel stronger about abiding by the terms of the deal that you accepted or about helping ensure that you get the best possible cash offer?

     

    Companies That Buy Lottery Winnings

    PAYMASTER.CO

    Phone number: Call 1-888-999-8606

    Paymaster.co buys lottery payments from people who want or need a lump sum cash payment upfront instead of regular annuity payments. Please contact our team for a no-obligation quote.

    PEACHTREE FINANCIAL SOLUTIONS

    1200 Morris Drive
    Chesterbrook, PA 19087
    Website: peachtreefinancial.com

    J.G. WENTWORTH

    201 King of Prussia Road,
    Suite 501
    Radnor, PA 19087
    Website: jgwentworth.com

    What is a Structured Settlement Annuity Company?

    A structured settlement annuity company is an insurance company that issues payments according to settlement agreements on behalf of defendants or their insurers. These annuities must be purchased from licensed structured settlement brokers or planners.

    Our Structured Settlement Company Buys Payments

    Our company buys structured settlement payment rights.
    Contact us to find out if we can work together.